Withdrawing
Redeem $dfUSDC for USDC — cool-off periods, withdrawal pricing, and what to expect.
How to Withdraw
Submit a withdrawal request through the DomFi UI. Your $dfUSDC locks during a cool-off period, then you claim USDC. Pending withdrawals appear in the Pending Withdrawals tab with the epoch when they become claimable.
Cool-Off Periods
The cool-off duration depends on vault collateralization at the time you request:
| Vault Collateralization | Cool-Off | Duration |
|---|---|---|
| > 120% | 1 epoch | 3 days |
| 110% to 120% | 2 epochs | 6 days |
| < 110% | 3 epochs | 9 days |
Variable cool-offs protect the vault during stress. Lower collateralization means a longer wait, giving the vault time to stabilize before releasing USDC.
See Vault for how epochs work.
Withdrawal Pricing
You receive the lower of two prices:
- The $dfUSDC price when you requested the withdrawal
- The $dfUSDC price when you claim
You request a withdrawal when $dfUSDC is worth 1.10 USDC. During the 3-day cool-off, the share price rises to 1.15 USDC. You receive 1.10 USDC per share (the lower price at request time). If instead the price drops to 1.05 USDC during cool-off, you receive 1.05 USDC per share (the lower price at claim time). You never benefit from a price increase during the wait.
You never benefit from a price increase during cool-off. If price drops, you get the lower amount. This protects the vault from front-running.
Unlocking Locked Deposits
When a lock expires, you unlock through the UI. The ERC-721 NFT burns and returns your $dfUSDC (initial deposit plus boost). From there, redeposit or withdraw as normal.
Risks
Cool-off variability. During vault stress, cool-off extends to 9 days (3 epochs). You cannot cancel a pending withdrawal once submitted.
Lock-up risk. Locked deposits cannot be withdrawn early regardless of vault performance. Lock periods range from 7 to 365 days. Past boost rates do not indicate future performance.